Gee Slim, looking at the time stamp on your e-mail, aren't you supposed to be 
in bed? Three in the morning is not a good time to be typing away on the 
computer, but I do love your point of view.
I am self employed and understand the problem with Insurance. If it wasn't 
for my wife's benefits, I doubt that I could afford to work this way.
Keep up the good work. Can you play any Don Henley?

Rummy