Our earthquake insurance only cost us $40.00 per year. Very few people  
remember the earthquake that rattled Charleston, SC, but it is on the Savannah  
river fault. We live on Lake Hartwell which is the beginning of the Savannah  
river. My agent though I was nuts at the time, but we've had several small jolts  
over the years and I think he has become a believer. It's a small price for  
peace of mind.
The USGS service has moved several teams to the Arkansas area because of  
recent activity. Hopefully you won't have to cash in on your policy.
 
Rummy
 
 
In a message dated 12/10/2008 8:20:30 A.M. Eastern Standard Time,  
flybrad at gmail.com writes:

Rummy,

As a matter of fact I do.  We had to go with a  separate company
because AllState cancelled ours after Katrina (too much  exposure). My
agent tried to keep me by saying "the chances of an  earthquake here is
infinitesimally small", to which I replied, "then why  worry about the
exposure"?

My wife came here on a graduate  scholarship to study geophysics at the
Memphis Earthquake Center and wrote  her Masters thesis on research of
the New Madrid Fault. Her adviser left to  head the USGS here and
recently moved to Denver with his wife, both  Stanford PhD's in
geophysics. We have no excuse for not being aware of the  dangers.

The reason I pay $400 for earthquake insurance is not to  rebuild, but
to move.  If you think New Orleans and the MS Gulf Coast  is slow
recovering, you ain't seen 'nuthin' yet.  I want the option of  bugging
out of town.  The last time there was "a whole lotta shakin'  going on"
from New Madrid it rang church bells in Boston and the  Mississippi
River flowed backward for two days (creating Reelfoot  Lake).

Brad

On Wed, Dec 10, 2008 at 7:04 AM,   <R22RumRunner at aol.com> wrote:
> Brad,
>
> Do you have  earthquake insurance. If not, you might want to check into   
it.
>
>  
_http://earthquake.usgs.gov/eqcenter/recenteqsus/Maps/US10/32.42.-95.-85.php_
>  
(http://earthquake.usgs.gov/eqcenter/recenteqsus/Maps/US10/32.42.-95.-85.php)
>
>  Rummy
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